Nearly six in ten (57%) insured adults under age 65 say they feel well protected by their insurance plan while nearly four in ten (38%) say they worry that they may have health care needs that will not be covered; just 4% say their health insurance is inadequate and they feel very worried about their health care needs not being paid for. People who purchase their own insurance are less likely to say they feel well protected by their insurance (43%) than people who are insured through their employers (58%). Nearly six in ten (57%) self-purchasers are at least somewhat worried that their health plan will not pay for their health care needs (including 11% who say their insurance is inadequate and they feel very worried).